Terms & Conditions

By accessing, browsing or using this website, and the websites listed herein or any page thereof, through any direct or indirect means ("Website” or “Websites"), or by using the facilities or services offered in or through the Websites through alternative methods (including, telephone, mail, email or facsimile), you accept and agree to be bound by these Terms and Conditions (the terms "Website" and "Websites" include use through these alternative methods).

If you do not agree to these terms and conditions, you are not authorized to access or use the Websites and you are to cease accessing or otherwise using the Websites.

Disclaimer and Warning

All content found on this Website is for general information and educational purposes only. Emsociety Pte Ltd does not provide personalised financial advice and any content and information found in the Websites should not be relied upon as such. The content and information provided does not take into consideration your specific circumstances, objectives or needs. You should always obtain independent personal advice before making any financial decisions.

By using the Websites, you specifically agree that none of the information provided constitute financial or other professional advice.

1. INTRODUCTION

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE PROCEEDING.

By using any products, materials, website or recordings from Emsociety Pte Ltd, you agree and/or are deemed to agree to these Terms and Conditions. If you do not agree to these Terms and Conditions, you should not use any of the products, materials, website or recordings and shall cease to access or use or otherwise the Websites immediately. In addition, when you use any of our current or future services, you will also be subject to our guidelines, terms, conditions and agreements applicable to those services. If there are any inconsistencies between these Terms and Conditions with the guidelines, terms and agreements applicable to those services, these Terms and Conditions will prevail.

Emsociety Pte Ltd operates the Websites and shall have the right at any time to change or discontinue any aspect or feature of the Websites and the right to amend this Terms and Conditions applicable to users of the Websites, or any part hereof without notice to you. Such changes, amendments, modification, additions or deletions shall be effective immediately upon posting on the Websites. Any use by you of the Websites or the good, facilities or services offered in or through the Websites shall be deemed to constitute acceptance of such changes.

2. CONSIDERATION

By using the Websites, you agree that these Terms and Conditions are supported by reasonable and valuable consideration, the receipt and adequacy of which you hereby acknowledge, including, without limitation, your access to and use of any content, information, products, materials, website or recordings from Emsociety Pte Ltd.

3. RESTRICTIONS ON USE; LIMITED LICENSE

All content contained in any products, materials, website, emails, sms or recordings (collectively, “Content“), such as text, graphics, logos, icons, images, audio and video clips, digital downloads, data compilations, and software, is our property and the compilation of the Content is our exclusive property, protected by international copyright laws.

We grant you a limited license to access and make personal use of the Content in any of the products, materials, website or recordings. No Content in any of the products, materials, website or recordings owned, operated, licensed, or controlled by Emsociety Pte Ltd may be copied, reproduced, republished, downloaded (other than page caching), uploaded, posted, transmitted or distributed in any way, or sold, resold, visited, or otherwise exploited for any commercial purpose, except that you may download the Content that is made available to you for such purposes on your personal computer for your personal, non-commercial use only

The license granted to you specifically excludes, any rights to: resell or make any commercial use of the information, products, materials, Websites, recordings or any Content; collect and use any product listings, descriptions, or prices; make any derivative use of the products, materials, website, recordings or Content; download or copy any information for the benefit of anyone else; or use any form of data mining, robots, or similar data gathering and extraction tools. Any unauthorized use automatically terminates the license granted to you hereunder.

4. INDEMNIFICATION

To the fullest extent permitted by law, you hereby agree to indemnify, defend, and hold Emsociety Pte Ltd, and our directors, officers, employees, licensors, licensees, successors, distributors, agents, representatives and other authorized users, and each of their respective officers, directors, owners, managers, members, employees, agents, representatives and assigns (collectively, the “Indemnified Parties“), harmless from and against any and all loss, cost, damage, liability and expense (including, without limitation, settlement costs and legal or other fees and expenses) suffered or incurred by any of the Indemnified Parties arising out of, in connection with or related to any breach or alleged breach by you of these Terms and Conditions. You shall use your best efforts to cooperate with the Indemnified Parties in the defense of any claim. We reserve the right, at our own expense, to employ separate counsel and assume the exclusive defense and control of the settlement and disposition of any claim that is subject to indemnification by you.

5. LIMITATION OF LIABILITY

We shall not be liable for under any circumstances including negligence to you or anyone else for any direct, indirect, incidental, special or consequential damages including loss of profits, personal injury including death, or property damage of any kind or nature whatsoever that may arise or arises out of or as a result of the use or inability to use the Websites, the products, materials, recordings, notifications, emails, or any content or functions, or any act or omission, online or otherwise, of any user or anyone else.

Under no circumstance shall we or any of the Indemnified Parties be liable for any delay or failure in performance or delivery of any services.

In any event, the maximum total liability to you or anyone else for all loss, cost, damage, liability or expense including legal fees that you or anyone else may suffer or incur, whether in contract, tort or otherwise, shall not be more than the amount paid by you or anyone else to us if any, for the right to access, use, or participate in any activity or to receive notifications related to the Content, Websites, products, materials, or recordings.

6. AMENDMENT

We reserve the right, in our sole discretion, to amend, change, modify, add or delete parts or any part of these Terms and Conditions at any time without notice, and you agree that it is your responsibility to review these Terms and Conditions for any changes. Your continued use of the Content, products, materials, Websites or recordings following any change to these Terms and Conditions will be deemed as your assent to and acceptance of the revised Terms and Conditions.

7. TERMINATION

These Terms and Conditions are effective until terminated by us or by you by discontinuing your access to and use of the Websites and destroying all materials obtained from the Websites and all related documentation and all copies and installations thereof, whether made under these Terms and Conditions or otherwise.

We may in our sole and absolute discretion, terminate these Terms and Conditions (including your access to and use of the Website) without cause and without notice to you. Upon termination, you must cease any access to or use of the Website and destroy all materials obtained from the Websites and all related documentation and all copies and installations thereof, whether made under these Terms and Conditions or otherwise.

8. ELECTRONIC COMMUNICATIONS

You consent to receive communications from us electronically. We will communicate with you by e-mail, sms or by posting notices on the Websites. To the extent allowed by law, you agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.